Autoplan Insurance
WHO NEEDS AUTOPLAN INSURANCE?
All B.C. motorists must have ICBC’s Basic Autoplan insurance. Basic Autoplan includes.
Basic insurance is the minimum liability insurance coverage that a vehicle owner must purchase from the Insurance Corporation of BC (ICBC) before a motor vehicle can be operated on a Road/BC highway. Although the minimums required by law varies in different jurisdictions, in British Columbia the minimum limit for Third Party Legal Liability coverage is $200,000 for each passenger vehicle.
Optional Autoplan insurance includes a variety of additional coverages that a vehicle owner may purchase.
Five key auto insurance coverages:
- Third-Party Liability: if you are in a crash and are at fault and the other vehicle driver makes an insurance claim against you.
- Accident Benefits: These benefits cover medical cost or provide various financial supports in the event of a crash. It covers yourself, any occupants of your vehicle at the time of the crash, plus members of your household, plus any cyclists or pedestrians that may have collided with your vehicle.
- Underinsured Motorist Protection: in the event of a crash where the other motorist is at fault and doesn’t have enough insurance coverage to pay for your claim.
With the extensive first party benefits offered under Enhanced Care, Extension UMP coverage will be decommissioned effective May 1, 2021.
Customers who currently have Extension UMP will retain this coverage and it will continue to offer value until they are renewed under Enhanced Care. - Hit-and-run Protection: Under Enhanced Care, hit and run is an optional coverage available on the Owner’s Certificate of Insurance and Vehicle Licence (APV250) that covers vehicle damage or loss caused by an unidentified driver on a highway in B.C., Customers who buy collision coverage are protected from a hit and run and do not need to purchase this optional hit and run coverage.
- Inverse Liability coverage: for the event you are in parts of Canada or the USA where their local laws do not allow claims against the one at fault for your accident.
More information on these coverages, commercial Autoplan insurance, driving outside of BC and optional extended coverage, can be found on the ICBC Autoplan website:
YOUR ICBC AUTOPLAN INSURANCE SERVICE CENTRE
Cloverdale Insurance Services is open seven days a week to provide ICBC Autoplan insurance services to the Surrey, Langley, Cloverdale, Delta, Richmond, Burnaby and New Westminster, Maple Ridge, Pitt Meadows, Coquitlam, Port Coquitlam, North Vancouver, West Vancouver, Ladner, White Rock, areas. The next time you need to renew your ICBC Autoplan auto insurance, look no further, we can help to provide you with the coverage you need and answer all your questions. Whether you are seeking to renew your ICBC Autoplan insurance, register or insure a car, or transfer ownership of a vehicle, we are here to assist you in all your Autoplan insurance needs.
We’re happy to answer any of your questions regarding Autoplan Insurance. If you are interested in Autoplan Insurance, please call or email our office and we’ll get back to you promptly.
